So you sat down and thought about a budget. You decided what was important, and what you could live without. Double check it. For this to work, you have to be all in. This needs to be something you can live with, long-term. This is not something that is going to be completed within a couple of months, if it does, Kudos to you my friend…you did not get to far deep before getting it under control.
For the rest of us, it is going to take a “minute.” The length is partially determined by you, and the rest the goal you are attempting to reach. Now you need to decide which type of Budget is going to best for you. How do you know what budget is going to work for you? Research them, read books (did I mention I have a book available – about this topic), use “the” Google, and talk to people. There is a lot of information out there, whatever you select make sure it matches you and your goals!