So, your budget is working. A debt has been paid off, it is time to celebrate. Now what to do with the extra money? Time to look at the budget again. Depending on your needs, wants, and goals will help allocate that money. It can be applied to help pay another debt off and speed up your timeline. Does it need to be split up between a savings and debt? Every time something is paid off, go back to your budget and make a plan for the additional funds. Even if it is just an extra $25.00, whatever the amount. Each accomplishment gets rolled into the next! When you stop tracking here and there, it will impact your goals. Happy Budgeting!